IndusInd Bank said it has seen a sharp drop in its business performance for the second quarter of the 2025‑26 financial year (Q2 FY26). Both loans and deposits fell compared with the same period last year and the previous quarter.
The firm’s net advances slid to ₹3.27 lakh crore – an 8 % decline year‑on‑year and 2 % lower than the first quarter (Q1 FY26). Net deposits also slipped to ₹3.89 lakh crore, down 5 % from a year ago and 2 % from the preceding quarter.
The bank’s current account and savings account (CASA) ratio weakened to 30.80 %, compared with 31.50 % in Q1 FY26 and 35.90 % a year earlier.
Profit took the biggest hit. IndusInd posted a net profit of ₹684 crore for the quarter ended June 2025 – a steep 68 % drop from the ₹2,152 crore earned in Q1 FY25. Net interest income (NII) fell 14.2 % to ₹4,640 crore from ₹5,408 crore a year earlier. While the net interest margin (NIM) rose to 3.46 % from 2.25 % in Q1 FY26, it still trails the 4.25 % seen the year before.
Asset quality showed mixed results. Gross non‑performing assets (GNPAs) rose to 3.64 % from 3.1 %, and net NPAs increased to 1.12 % from 0.95 %. The bank’s provision coverage ratio (PCR) stayed at 70 %.
On the trading day, IndusInd Bank shares closed at ₹747.55 on the BSE, up ₹3.85 or 0.52 %.
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