Xflow Launches Compliance Desk to Simplify Cross-Border Payment Compliance for Indian Exporters

Indian exporters just got a big boost for handling tricky cross-border payments. On September 25, Bengaluru-based fintech Xflow launched Compliance Desk, a new managed service that outsources the hassle of compliance paperwork. This tool lets businesses focus on growing their operations instead of drowning in administrative tasks.

Dealing with foreign inward remittances in India means juggling bank-specific forms, regulatory steps, and purpose codes—it’s often time-consuming and error-prone, spread across different banks. Compliance Desk simplifies all that by centralizing and automating the workflows. It standardizes everything from bank templates to document formats, cutting down delays and constant back-and-forth with financial institutions.

Here’s how it works: The service runs on fully compliant payment rails. After a transaction wraps up, Xflow’s partner bank—an authorized dealer—issues an official payment advice. Exporters can grab this from their Xflow dashboard to get e-FIRCs, BRCs, or IRMs from their own banks. If more paperwork pops up, Xflow automatically supplies the right bank-specific forms and offers hands-on help to speed things along.

“Compliance matters, but it shouldn’t steal time from real business growth,” said Anand Balaji, co-founder and CEO of Xflow. “Every international payment brings its own pile of requirements, paperwork, and follow-ups. That leads to frustration and slowdowns for exporters who should be busy expanding markets and delighting customers. With Compliance Desk, our tech, regulatory know-how, and support team make it all seamless. We want exporters to trust that compliance is handled so they can chase global opportunities.”

This launch follows Xflow’s recent rollout of FX AI Analyst, a tool that sharpens treasury management for businesses. Together, these features make Xflow a top all-in-one platform for Indian exporters tackling global payments and cross-border transactions.

One happy client raved about the service: “The Xflow team guided us every step. Thanks to them, our bank issued the eFIRC without any issues. Moving funds from the US to India has been smooth and stress-free.”

Xflow specializes in cross-border payments for small and medium enterprises, including ITES firms and funded startups. The platform cuts out inefficiencies in international money transfers, delivering transparent, compliant experiences for everyone from freelancers to big enterprises. It already serves over 12,000 businesses and has handled hundreds of millions of dollars in transactions.

Founded by Anand Balaji, Ashwin Bhatnagar, and Abhijit Chandrasekaran, Xflow streamlines global money flows with smart tools for easy transfers, currency swaps, quick settlements, and full regulatory adherence. Based in Bangalore, the company draws backing from heavyweights like Lightspeed, Square Peg, General Catalyst, and Stripe to fuel ongoing innovation.


Stay informed on all the latest news, real-time breaking news updates, and follow all the important headlines in world News on Latest NewsX. Follow us on social media Facebook, Twitter(X), Gettr and subscribe our Youtube Channel.