In Mumbai on Oct 5, IndusInd Bank announced a sharp fall in its Q2 2025‑26 performance. The private‑sector lender said both new loans and deposits slipped compared with the same quarter last year and the quarter before.
- Net advances fell to ₹3.27 lakh crore, an 8 % drop year‑on‑year and 2 % lower than Q1 2026.
- Net deposits dropped to ₹3.89 lakh crore, down 5 % YoY and 2 % QoQ.
- The CASA ratio slipped to 30.80 %, compared with 31.50 % last quarter and 35.90 % a year ago.
Profit also fell sharply. The bank posted a net profit of ₹684 crore for the quarter ended June 2025, a 68 % decline from ₹2,152 crore in Q1 2025. Net interest income (NII) was ₹4,640 crore, down 14.2 % from ₹5,408 crore a year earlier. Net interest margin (NIM) improved slightly to 3.46 % from 2.25 % in Q1, but it still trails the 4.25 % margin recorded a year ago.
Asset quality saw mixed results. Gross NPAs rose to 3.64 % from 3.1 %, while net NPAs climbed to 1.12 % from 0.95 %. The provision coverage ratio (PCR) stands at 70 %.
On the Bombay Stock Exchange, IndusInd Bank shares closed at ₹747.55 on Friday, up ₹3.85 (0.52 %).
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